You avoid buying any insurance policy that gives unnecessary protection.

You will not commit to risky investments based on factors such as emotion, support friend or relative or self study/own judgement. You will grow in knowledge to become aware of the potential risks you are exposed to.

You will not delay and miss out on investment opportunities regardless market conditions.

You focus on job that you are skilled, get better and leverage time to research to your financial advisor.

You do not have to carry out all the research into potential investments on your own.

You will get someone to monitor your performance and organise all your financial information.

You will be more self aware and wiser to make financial decisions time after time.

You will be encouraged to manage the factors within your control and avoid unnecessary stress because you know more than others on your financial situation and your financial freedom philantrophy.

An expression of love to your family and yourself, in a way that you are not planning in your head only. You write it down and acted according to those wishes.

A legacy planning, where you are listing all your assets and liabilities in order, with privacy and re-tagging the lists in a professional manner.